Life Insurance
Term Life Insurance
- Covers a set period.
- Provides a payout if the policyholder passes away during that time.
- May provide more coverage for a lower premium.
- Affordable, temporary coverage with fixed terms
- Who it’s for and key benefits
Whole Life Insurance
- Offers lifelong coverage.
- Includes a death benefit.
- Provides accumulation of cash value.
- Ensures lifelong protection and potential cash value accumulation.
- Permanent coverage with cash value accumulation
- Long-term financial security and legacy planning
Indexed Universal Life (IUL)
- A dynamic form of permanent life coverage encompassing a death benefit and cash value.
- Empowers policyholders to tailor premium payments and death benefits according to evolving financial objectives.
- Offers the flexibility to adjust coverage, add premiums, or defer payments provided sufficient cash value exists within the policy.
- Particularly advantageous for those with variable income or seeking adaptable coverage.
- Grants the freedom to customize protection as circumstances change.
- Permanent coverage with cash value growth tied to a market index
- Flexible premiums and growth potential
Annuities
Fixed, variable, indexed, immediate, and deferred annuities
Guaranteed retirement income solutions
Business Life Insurance
Key person, buy-sell agreements, executive bonus, and group life insurance
Optional: Life insurance comparison chart: Term vs Whole vs IUL